What is SR 22 Insurance and how does it work?
Are you looking for the best SR 22 Insurance rates? While people might have done this in the past by calling around to get quotes, these days, it’s so easy to find out which companies are offering the best rates on their websites if you use a search engine. This article will teach you everything about SR 22 Insurance, how it works and why you need it.
What is SR-22 Insurance In California?
SR-22 insurance is a type of liability required by the DMV to be carried by individuals with DUI Convictions or suspensions. Once you are found guilty or are convicted of a DUI, your license will be suspended. Unless you want to go through steps that can take up to five years, you should get SR 22 insurance right after your conviction.
It is also proof that you have protection in case you get convicted of drunk driving again. It protects your future, as well as the public. Without this type of insurance, it will take several years before you can get your license back.
How Does SR 22 Insurance Protect Me?
Having to settle DUI charges can be difficult if expensive, but this is why SR-22 insurance is important. It helps you pay your fines and gives you the funds necessary to start a new life. This type of insurance will also give you funds to support your family while they go through the hardship of your DUI conviction.
You might think that SR 22 Insurance will only cover the costs of settling the charges, but this is not true. SR-22 insurance can protect you from everything related to DUI charges, including many other legal issues, such as a traffic ticket or even a victim’s compensation claim.
How long will it take for me to be considered a “good driver” again?
This is a very important question because it determines whether you need SR-22 insurance. If you are considered a “good driver” again, you do not need this type of insurance. However, if you have had more than two convictions in the past five years, it is highly recommended that you get SR 22 Insurance.
Does Paying Insurance Make Someone a Good Driver?
No, while getting SR 22 insurance will help you become a better driver, paying your premium does not mean you are qualified to drive. You will still have to undergo proper training and take a driving test before the DMV considers you a “good driver.”
How do I obtain an SR-22?
To obtain SR-22 insurance, you must go to the DMV and complete their online application. The form will ask for information about your DUI offense and provide the amount of your fine. It is also important to know that if you are in a car accident, you must report it within a certain period.
At Incorporated Insurance Services, we know how much obtaining SR-22 insurance means to your life. We can help you with your SR 22 application and provide you with the best service in the industry. You will get insurance at the best rates, and we will care for your needs 24/7.
FAQs:
Q. Does having SR-22 make insurance go up?
Yes, in fact, it does. You will get SR-22 insurance for two or three years, depending on the situation. This is also one of the reasons it is so important to find the best rates possible because you want your premium to pay for itself.
Q. What is an SR-22 document?
SR-22 insurance is a form of proof that you have protection in case you are convicted of a DUI again. It would help if you got it as soon as possible after your conviction to ensure the DMV protects your license.
Q. How long is SR-22 required in Illinois?
Three years
